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Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. There are several reasons why you might consider using a credit union for a personal loan.
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These might seem like a good idea because they come to you, but they can actually be risky. Overall, there are options available for unbanked individuals who want to access a credit line.
If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. Additionally, credit card cash advances are typically more flexible than payday loans.