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A secured revolving credit line is one that is secured by collateral, such as a car or a house. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.

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This may involve setting a budget, tracking expenses, and making regular payments on the credit loan to reduce the balance. They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth.