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We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed.
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They are also usually safer and less expensive than doorstep loans. History at all, a secured credit card may be easier to get approved for than a traditional credit card.
Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. This is especially convenient for those who have busy schedules or live in rural areas where access to traditional lending institutions may be limited. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.