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Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.
That makes it easier for people who might have trouble getting approved for other types of loans. Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments.
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