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Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor. Community involvement: Credit unions are often closely tied to the cabin communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities. This can be especially beneficial for those who have irregular income or who are not sure how much money they will need in the loans future.

Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. Payday loans are short-term loans that are typically due on your next payday.