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But with an online loan, you can apply from anywhere. A personal loan is a type of loan that is issued by a lender to an individual borrower, rather than a business or organization.

Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. The process of obtaining a loan from a bank starts with the loans borrower submitting an application and providing the bank with information about their financial situation and credit history.

Learn more about managing your credit and improving your credit score. This can be especially beneficial for those who have irregular income or who are not sure how much money they will need in the bad future.