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In addition to a wide range of loan options, banks are also typically regulated by government agencies, providing an extra layer of protection for the bush borrower. The bank will then review this information to determine the online borrower's eligibility for the loan and, if approved, the amount they can borrow and at what interest rate. Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan.

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