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Installment loans can also help borrowers to build or improve their credit score. Banks are well-established financial institutions that offer a wide range of loan products to fit the berea unique needs of their customers.

Payday lenders, on the loans other hand, often require the borrower to have a certain credit score and may also require proof of income and employment. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well. Just be sure to do your research and compare offers from multiple lenders before you decide which one to use.