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A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan.

These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. One of the credit main drawbacks of doorstep loans is the high cost.