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And if you live in a rural area, it can be hard to find a traditional lending place nearby. A secured revolving credit line is one that is secured by collateral, such as a car or a house.

There are several reasons why you might consider using a credit union for a personal loan. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates. There are several reasons why you might consider using a credit union for a personal loan.