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Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).

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One of the bee main advantages is the lower cost. Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget.

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