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A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies. Borrowers should make sure they understand the loans interest rate, fees, and repayment schedule, and ensure that they can afford the monthly payments. Credit card cash advances do not have a fixed repayment schedule, which means that the bardwell borrower can pay off the loan at their own pace.

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