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Overall, personal loans can be a useful financial tool for individuals who need to borrow money for a specific purpose. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. Here are some strategies you can use to manage your credit and potentially qualify for better loans:.

A secured revolving credit line is one that is secured by collateral, such as a car or a house. Installment loans can also help borrowers to build or improve their credit score.