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Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice.

More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. This can be especially helpful if you are facing financial difficulties or are unable to make regular monthly payments.