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Obtaining a loan from a bank can be a fantastic option for individuals or businesses in need of financial support. Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks.

Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. Don't max out your credit cards or take on more debt than you can handle.

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