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That's way faster than waiting for a regular loan from a bank or credit union. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances.

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Gather the loans required information: Most payday loan lenders will require you to provide some basic personal and financial information in order to apply for a loan. One of the la main advantages of obtaining a loan from a bank is the potential for a competitive interest rate. That's way faster than waiting for a regular loan from a bank or credit union.