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Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs. A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies.

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It is important for borrowers to carefully consider their options and choose a loan product that meets their specific needs and financial situation. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances.