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This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the loans borrower has. Don't max out your credit cards or take on more debt than you can handle.

This process can take anywhere from a few minutes to a few days, depending on the ariton lender. Additionally, cash advances on credit cards do not have a grace period, which means that interest begins accruing on the bad borrowed amount as soon as it is withdrawn. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the alabama APR on a credit card cash advance is typically around 25% or higher.