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Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks. Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. Credit counselors can help you develop a budget, negotiate with creditors, and create a plan to improve your credit.
Learn more about managing your credit and improving your credit score. Don't max out your credit cards or take on more debt than you can handle.