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That means you don't have to take time out of your busy schedule to go somewhere in person. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. However, cash advances on credit cards also come with some significant drawbacks.

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There are two main types of revolving credit lines: secured and unsecured. Rather than going to a bank or credit union, you can apply for an online loan from the loans comfort of your own home.