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It's generally a good idea to keep your credit utilization below 30%. This can be especially useful in an emergency situation, such as a car breakdown or medical expense.

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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. They will then be able to withdraw a certain amount of cash, up to their cash advance limit. Rather than going to a bank or credit union, you can apply for an online loan from the online comfort of your own home.