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These might seem like a good idea because they come to you, but they can actually be risky. Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. This may include your name, address, phone number, employment information, and bank account details.
Here are some strategies you can use to manage your credit and potentially qualify for better loans:. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.
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