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Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan. It's important to note that payday loans can be very expensive and should only be used as a last resort.

These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area. There are several advantages to getting a loan from a bank.

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