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Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. It is important for borrowers to carefully consider their options and choose a loan product that meets their specific needs and financial situation. These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan.

Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust.

For example, many online lenders do not require a minimum credit score or collateral. Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases.

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