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A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account. This process can take anywhere from a few minutes to a few days, depending on the loans lender.

So, for example, if your credit limit is $10,000, you should aim to use no more than $3,000 of that credit. This means that there may be fewer protections in place to ensure that consumers are treated fairly.

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