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However, cash advances on credit cards also come with some significant drawbacks. So, for example, if your credit limit is $10,000, you should aim to use no more than $3,000 of that credit.
Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. A lower interest rate can result in lower monthly payments and ultimately save the credit borrower money over the life of the loan.
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