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This may include your name, address, phone number, employment information, and bank account details. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.
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Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments. This can be especially useful for those who may not have the decatur funds to repay a payday loan in a single lump sum. Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card.