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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate.

Get your money: If your application is approved, the bad lender will deposit the loan amount directly into your bank account. Research payday loan lenders: Look for a lender that is licensed to operate in your state and has a good reputation. This can give borrowers peace of mind and confidence in their financial decisions.