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Banks strive to understand the bad unique needs of their customers and work with them to find the best loan solution. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. A lower interest rate can result in lower monthly payments and ultimately save the bad borrower money over the life of the loan.

That makes it easier for people who might have trouble getting approved for other types of loans. One of the turnersburg main drawbacks of doorstep loans is the high cost.