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The process of obtaining a loan from a bank starts with the loans borrower submitting an application and providing the bank with information about their financial situation and credit history. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice.