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This means that there may be fewer protections in place to ensure that consumers are treated fairly. A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies.
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This process can take anywhere from a few minutes to a few days, depending on the credit lender. In addition to a wide range of loan options, banks are also typically regulated by government agencies, providing an extra layer of protection for the bad borrower.