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Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. That makes it easier for people who might have trouble getting approved for other types of loans. And if you live in a rural area, it can be hard to find a traditional lending place nearby.

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Another benefit of online loans is that they often have more flexible eligibility requirements than traditional loans. There are several advantages of a credit card cash advance over a payday loan.