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However, cash advances on credit cards also come with some significant drawbacks. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.
That means you don't have to take time out of your busy schedule to go somewhere in person. Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. This means that there may be fewer protections in place to ensure that consumers are treated fairly.