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The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history.

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Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate. Community involvement: Credit unions are often closely tied to the bad communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities.

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