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History at all, a secured credit card may be easier to get approved for than a traditional credit card. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. If you are considering a doorstep loan, be sure to carefully research your options and understand the credit terms and conditions of the loan before you agree to it.
Finally, banks may not be able to offer the credit same level of personalized customer service as some alternative lenders, such as online lenders or credit unions. Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date.