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A revolving credit line, also known as a line of credit or a credit limit, is a type of loan that allows the ma borrower to access a predetermined amount of money as needed. That's way faster than waiting for a regular loan from a bank or credit union.

That means you don't have to take time out of your busy schedule to go somewhere in person. However, there are also some potential drawbacks to getting a loan from a bank. One of the loans main features of a revolving credit line is that the borrower only pays interest on the amount of money that they actually borrow.