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It's important to note that payday loans can be very expensive and should only be used as a last resort. There are several advantages to getting a loan from a bank.

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To get a cash advance on a credit card, the bad cardholder will need to provide their credit card and a valid identification, such as a driver's license or passport. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. While the rock process of obtaining a loan from a bank may require the submission of a significant amount of documentation and potentially have more stringent eligibility requirements, the personalized customer service and support that banks offer can make the process worth it.