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Overall, there are options available for unbanked individuals who want to access a credit line. Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits.

That means you don't have to take time out of your busy schedule to go somewhere in person. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed.

However, there are also some potential drawbacks to getting a loan from a bank. Overall, there are options available for unbanked individuals who want to access a credit line. Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the bad credit loans purcellville virginia va bad credit bad credit loans purcellville va possibility of legal action.