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We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
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Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the credit APR on a credit card cash advance is typically around 25% or higher. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the bad interest rates on payday loans.
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History at all, a secured credit card may be easier to get approved for than a traditional credit card. You can often receive an approval decision within a few minutes of submitting your application, and the loans funds can be deposited into your account within a few hours or days, depending on the lender.