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Community involvement: Credit unions are often closely tied to the bad credit loans pelican rapids minnesota mn bad credit bad credit loans pelican rapids mn communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities. As a result, they may be able to offer lower interest rates on personal loans than banks or other for-profit lenders. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the pelican interest rates on payday loans.

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