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On the bad other hand, doorstep lenders are people who come right to your house to offer loans. These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan.

If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent.