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These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan. One option you might consider is a secured credit card, which requires a deposit as collateral.

Here are a few:. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.

Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the bad credit loans negley ohio oh bad credit bad credit loans negley oh APR on a credit card cash advance is typically around 25% or higher. One of the negley main drawbacks of doorstep loans is the high cost.