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Don't max out your credit cards or take on more debt than you can handle. It's important to note that payday loans can be very expensive and should only be used as a last resort.

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As a result, they may be able to offer lower interest rates on personal loans than banks or other for-profit lenders. To get a cash advance on a credit card, the nabb cardholder will need to provide their credit card and a valid identification, such as a driver's license or passport.