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If the illinois borrower consistently maxes out their credit limit and carries a high balance from month to month, they may end up paying more in interest and fees over time. However, it is important for borrowers to be mindful of their spending when using a revolving credit line. You can often receive an approval decision within a few minutes of submitting your application, and the loans funds can be deposited into your account within a few hours or days, depending on the lender.

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