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They offer a predictable payment schedule and often have lower interest rates than other types of loans. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates.

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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. One of the va main drawbacks is the high cost. Credit lines for unbanked people.