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This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. The interest rate on a bank loan is typically based on the morgantown borrower's credit score and financial history.

If you're considering a payday loan, make sure you understand the in terms and conditions and can afford to pay it back before you accept the loan. They will then be able to withdraw a certain amount of cash, up to their cash advance limit.