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Your Loan, Your Business

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This can make cash advances on credit cards a very expensive way to borrow money. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. This can result in the loans cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly.

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Get your money: If your application is approved, the moon lender will deposit the loan amount directly into your bank account. When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the moon time to understand your specific financial situation and help you find the right loan product. Instead, lenders rely on the credit borrower's creditworthiness and income to determine whether to approve the loan and what terms to offer.