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Get your money: If your application is approved, the bad credit loans montrose south dakota sd bad credit bad credit loans montrose sd lender will deposit the bad credit loans montrose south dakota sd bad credit bad credit loans montrose sd loan amount directly into your bank account. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort.

Keep your credit utilization low: Credit utilization is the south amount of credit you're using compared to your total credit limit. And if you live in a rural area, it can be hard to find a traditional lending place nearby.

Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the south APR on a credit card cash advance is typically around 25% or higher.