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Additionally, credit card cash advances are typically more flexible than payday loans. Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits.

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One of the bad main advantages is the lower cost. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates.

One of the bad main drawbacks of doorstep loans is the high cost. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. Just be sure to do your research and compare offers from multiple lenders before you decide which one to use.