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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Another benefit of online loans is that they often have more flexible eligibility requirements than traditional loans. However, cash advances on credit cards also come with some significant drawbacks.

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Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate. Just be sure to do your research and compare offers from multiple lenders before you decide which one to use.